It’s more than splitting assets—prepare for the financial blind spots.
"Amicable" splits can turn into legal war
Courts decide what’s "fair," not always equal
Hidden debts and taxes can slash your share
Hourly rates: 300–300–1,200 (top lawyers charge more)
Retainer fees: $25,000+ upfront (non-refundable)
Every court fight = 5,000–5,000–15,000
Alimony: Tax-free for recipient (since 2019)
Child Support: Mandatory, based on income
"Imputed Income" Risk: Courts can assign higher earnings if you’re underemployed
Capital Gains on Home Transfers – You may owe taxes later
Retirement Accounts: Mishandled QDROs trigger penaltie
Business Owners: Valuation battles can sink your company
COBRA lasts only 18–36 month
Loss of Military/Executive Benefits (Healthcare, pensions)
Life Insurance Mandates – Courts often require policie
Vindictive Ex? Prolonged court battles = $100,000+
Forensic Accountants: 10,000–10,000–50,000 to track hidden cash
Therapy & Lost Productivity – Stress leads to bad money move
Refinance Joint Debts – Your ex’s bankruptcy can still ruin you
1. Update Wills & Trusts – Ex-spouses can inherit if you don’t act
Tax-Proof Your Assets – Work with a financial strategist
Mediation > Litigation (Save $100K+)
Hire a Divorce Financial Analyst (DFA) – Not just a lawyer
Negotiate Creative Deals (Asset swaps, staggered payments)
CEO Lost $2M in hidden tax liabilitie
Doctor Paid $15K/month due to imputed income
Entrepreneur’s Business Valuation Slashed 50%